(*) Al pie de este Balance se encuentra una tabla con el detalle de la nota del
Informe del Auditor correspondiente al cierre del ejercicio trimestral o anual
Montos expresados en miles de pesos.
|
Dic-2020 |
Dic-2021 |
Ago-2022 |
Set-2022 |
Oct-2022 |
|
|
|
|
|
|
|
A C T I V O |
4.060.819.382
|
6.453.792.109
|
9.169.730.506
|
10.301.137.884
|
10.721.388.023
|
|
EFECTIVO Y DEPOSITO EN BANCOS |
591.077.460
|
859.028.863
|
1.059.156.763
|
1.092.508.644
|
1.170.259.273
|
|
TÍTULOS PÚBLICOS Y PRIVADOS |
1.358.833.865
|
1.937.083.141
|
4.168.290.805
|
4.728.055.868
|
4.909.918.613
|
|
PRÉSTAMOS |
1.277.241.122
|
1.898.737.871
|
2.701.918.363
|
2.824.448.599
|
2.945.512.410
|
|
SECTOR PÚBLICO NO FINANCIERO |
86.231.876
|
107.610.348
|
139.734.072
|
146.706.801
|
159.433.979
|
|
SECTOR FINANCIERO |
8.384.674
|
5.438.338
|
5.972.763
|
5.971.014
|
5.853.171
|
|
SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. |
1.274.977.754
|
1.901.617.305
|
2.689.009.347
|
2.825.619.476
|
2.942.293.435
|
|
ADELANTOS |
33.708.773
|
53.394.084
|
79.638.035
|
85.313.896
|
88.082.167
|
|
DOC A SOLA FIRMA, DESCONT. Y COMPRADOS |
260.997.054
|
402.825.992
|
583.026.803
|
617.553.446
|
637.946.804
|
|
HIPOTECARIOS |
174.872.119
|
227.479.900
|
290.023.618
|
296.602.544
|
300.703.889
|
|
PRENDARIOS |
23.057.886
|
84.709.605
|
158.877.002
|
162.888.649
|
164.800.768
|
|
PERSONALES |
165.953.708
|
250.563.400
|
333.991.529
|
351.771.512
|
364.505.085
|
|
OTROS |
397.322.325
|
540.939.175
|
720.939.651
|
747.931.089
|
781.125.046
|
|
INTERESES Y DIF. COTIZ. DEVENG. A COBRAR |
232.189.754
|
364.594.521
|
557.189.934
|
601.380.350
|
645.617.528
|
|
COBROS NO APLICADOS |
-424.146
|
-622.430
|
-657.073
|
-637.793
|
-637.561
|
|
INTERESES DOCUMENTADOS |
-2.915.312
|
-8.234.871
|
-15.601.031
|
-18.634.383
|
-20.610.265
|
|
AJUSTES NIIF |
-9.784.407
|
-14.032.071
|
-18.419.121
|
-18.549.834
|
-19.240.026
|
|
PREVISIONES |
-92.353.182
|
-115.928.120
|
-132.797.819
|
-153.848.692
|
-162.068.175
|
|
OTROS CRED.POR INTERM.FINAN. |
484.640.646
|
1.256.171.588
|
480.916.390
|
847.532.896
|
843.748.385
|
|
CREDITO POR ARRENDAMIENTO FINANCIERO |
5.170.994
|
7.148.438
|
10.256.380
|
11.846.995
|
12.417.035
|
|
PART. EN OTRAS SOCIEDADES |
57.795.118
|
88.737.334
|
133.087.179
|
142.155.622
|
148.808.780
|
|
EN ENTIDADES FINANCIERAS |
15.351.059
|
19.339.167
|
27.283.668
|
28.809.807
|
30.660.733
|
|
OTRAS |
42.480.441
|
69.437.611
|
105.873.733
|
113.452.291
|
118.254.523
|
|
DETERIORO DE VALOR |
-36.382
|
-39.444
|
-70.222
|
-106.476
|
-106.476
|
|
CRÉDITOS DIVERSOS |
43.860.849
|
60.412.181
|
85.088.856
|
81.935.903
|
85.185.684
|
|
PROPIEDAD, PLANTAS Y EQUIPO |
169.595.959
|
251.166.647
|
395.430.386
|
419.651.960
|
446.931.545
|
|
BIENES DIVERSOS |
7.042.120
|
12.007.045
|
15.702.195
|
16.673.849
|
17.794.509
|
|
ACTIVOS INTANGIBLES |
4.901.332
|
9.500.876
|
15.865.525
|
17.360.304
|
18.717.323
|
|
FILIALES EN EL EXTERIOR |
59.584.219
|
72.706.288
|
99.108.823
|
105.080.463
|
112.469.445
|
|
PARTIDAS PEND. DE IMPUTACIÓN |
1.075.698
|
1.091.837
|
4.908.841
|
13.886.781
|
9.625.021
|
|
P A S I V O |
3.534.957.131
|
5.575.296.070
|
7.733.306.720
|
8.714.675.939
|
9.005.107.621
|
|
DEPÓSITOS |
3.278.538.551
|
5.232.990.295
|
7.202.468.124
|
8.181.445.807
|
8.388.288.432
|
|
SECTOR PÚBLICO NO FINANCIERO |
1.080.129.419
|
1.854.483.834
|
2.328.210.681
|
2.732.824.537
|
2.652.279.748
|
|
SECTOR FINANCIERO |
19.535.799
|
27.246.255
|
36.249.604
|
40.778.780
|
43.469.195
|
|
SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. |
2.178.873.333
|
3.351.260.206
|
4.838.007.839
|
5.407.842.490
|
5.692.539.489
|
|
CUENTAS CORRIENTES |
247.375.077
|
445.170.120
|
585.772.386
|
714.784.774
|
754.380.538
|
|
CAJA DE AHORROS |
687.202.646
|
1.039.191.505
|
1.318.179.423
|
1.486.074.113
|
1.530.293.203
|
|
PLAZO FIJO E INVERSIONES A PLAZO |
1.122.757.078
|
1.680.252.143
|
2.669.865.579
|
2.921.787.933
|
3.105.010.820
|
|
OTROS |
99.148.611
|
135.413.042
|
180.032.609
|
185.249.144
|
191.475.470
|
|
INTERESES Y DIF. COTIZ. DEVENG. A PAGAR |
22.389.921
|
51.233.396
|
84.157.842
|
99.946.526
|
111.379.458
|
|
OTRAS OBLIG.POR INTERMED. FINANC. |
139.124.046
|
182.485.146
|
222.147.245
|
233.451.350
|
261.629.493
|
|
OBLIGACIONES DIVERSAS |
62.695.222
|
131.085.681
|
252.888.586
|
259.370.811
|
314.412.374
|
|
PROVISIONES |
52.809.178
|
27.124.782
|
49.591.157
|
35.990.991
|
36.709.207
|
|
PARTIDAS PENDIENTES DE IMPUTACIÓN |
1.790.134
|
1.610.166
|
6.211.608
|
4.416.980
|
4.068.115
|
|
P A T R I M O N I O N E T O |
525.862.251
|
878.496.039
|
1.436.423.786
|
1.586.461.945
|
1.716.280.402
|
|
CAPITAL, APORTES, RESERVAS Y ORI ACUMULADO |
720.837.895
|
967.369.267
|
1.497.310.913
|
1.588.712.618
|
1.698.022.508
|
|
RESULTADOS NO ASIGNADOS |
-194.975.644
|
-88.873.228
|
-60.887.127
|
-2.250.673
|
18.257.894
|
|
R D O S. I N T E G R A L E S A C U M. D E L P E R I O D O |
83.295.203
|
60.722.900
|
88.222.980
|
155.294.015
|
180.559.877
|
|
INGRESOS FINANCIEROS |
802.775.168
|
1.437.062.753
|
1.943.559.203
|
2.438.546.029
|
3.034.100.711
|
|
POR INTERESES |
571.212.786
|
1.041.544.557
|
1.289.188.827
|
1.600.494.714
|
1.993.091.250
|
|
OTROS INGRESOS FINANCIEROS |
231.562.382
|
395.518.196
|
654.370.376
|
838.051.315
|
1.041.009.461
|
|
EGRESOS FINANCIEROS |
-449.865.533
|
-839.426.404
|
-1.105.726.424
|
-1.400.174.221
|
-1.758.776.898
|
|
POR INTERESES |
-401.602.834
|
-737.248.587
|
-957.331.693
|
-1.210.841.425
|
-1.529.194.235
|
|
OTROS EGRESOS FINANCIEROS |
-48.262.699
|
-102.177.817
|
-148.394.731
|
-189.332.796
|
-229.582.663
|
|
CARGO POR INCOBRABILIDAD |
-59.602.742
|
-76.684.520
|
-48.799.139
|
-71.674.609
|
-82.894.095
|
|
INGRESOS POR SERVICIOS |
79.689.530
|
124.447.499
|
145.440.460
|
173.695.314
|
202.708.489
|
|
EGRESOS POR SERVICIOS |
-37.519.357
|
-65.082.255
|
-81.575.841
|
-99.227.790
|
-121.133.838
|
|
GASTOS DE ADMINISTRACIÓN |
-232.785.468
|
-349.778.122
|
-357.835.721
|
-427.731.631
|
-511.670.942
|
|
CRÉDITOS RECUPERADOS Y PREVISIONES DESAFECTADAS |
21.761.454
|
54.204.847
|
31.412.627
|
35.575.369
|
39.996.693
|
|
RESULTADO MONETARIO |
-49.929.828
|
-156.267.868
|
-322.265.799
|
-393.817.339
|
-495.901.509
|
|
OTROS |
-6.529.311
|
3.718.674
|
-13.155.418
|
283.114
|
-1.205.757
|
|
IMPUESTO A LAS GANANCIAS |
-15.537.706
|
-46.923.685
|
-79.982.732
|
-75.527.304
|
-107.425.900
|
|
OTRO RESULTADO INTEGRAL |
30.838.996
|
-24.548.019
|
-22.848.236
|
-24.652.917
|
-17.237.077
|
|
PARTIDAS FUERA DE BALANCE |
|
|
|
|
|
|
CRÉDITOS IRRECUPERABLES EN PARTIDAS FUERA DEL BALANCE |
45.974.010
|
64.018.257
|
96.261.007
|
101.117.493
|
106.350.167
|
|
CONTINGENTES ACREEDORAS |
530.798.225
|
1.207.114.740
|
1.763.522.341
|
2.031.149.745
|
2.113.820.242
|
|
DE CONTROL ACREEDORAS |
33.557.177
|
65.246.235
|
20.153.782
|
27.060.712
|
40.530.826
|
|
DE DERIVADOS ACREEDORAS |
3.270.153
|
3.639.985
|
4.728.252
|
9.368.269
|
9.456.786
|
|
CONTINGENTES DEUDORAS |
1.779.141.512
|
2.317.202.599
|
3.299.844.641
|
3.469.433.454
|
3.577.937.626
|
|
DE CONTROL DEUDORAS |
1.778.754.774
|
3.383.618.897
|
3.641.888.270
|
4.138.670.339
|
4.861.856.204
|
|
DE DERIVADOS DEUDORAS |
5.426.293
|
5.076.499
|
3.560.075
|
6.639.754
|
5.210.331
|
|
DE ACTIVIDAD FIDUCIARIA DEUDORAS |
980.718.012
|
1.349.715.339
|
1.739.404.378
|
1.882.363.858
|
1.949.543.958
|
