Estados Contables

Información actualizada a Noviembre de 2024

(*) Al pie de este Balance se encuentra una tabla con el detalle de la nota del Informe del Auditor correspondiente al cierre del ejercicio trimestral o anual

Montos expresados en miles de pesos.

Dic-2022 Dic-2023 Set-2024 Oct-2024 Nov-2024
A C T I V O 12.483.046.212 38.580.430.059 72.501.659.602 75.806.607.402 80.990.400.388
   EFECTIVO Y DEPOSITO EN BANCOS 1.338.599.653 4.652.095.980 6.879.194.511 7.654.931.634 7.407.000.500
   TÍTULOS PÚBLICOS Y PRIVADOS 5.795.744.513 11.703.320.338 30.963.091.536 29.848.491.469 30.942.893.485
   PRÉSTAMOS 3.251.253.938 7.708.718.125 20.743.953.463 22.835.025.032 24.437.788.747
      SECTOR PÚBLICO NO FINANCIERO 186.204.559 478.810.785 1.007.432.330 1.039.573.365 1.052.996.227
      SECTOR FINANCIERO 5.359.321 10.455.065 56.985.204 60.061.644 87.616.105
      SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. 3.247.422.486 7.982.188.664 20.275.497.766 22.377.032.500 23.851.260.971
         ADELANTOS 97.400.327 207.598.508 373.410.558 409.277.316 485.048.282
         DOC A SOLA FIRMA, DESCONT. Y COMPRADOS 727.059.619 1.951.921.643 6.664.522.113 7.376.459.547 7.617.822.541
         HIPOTECARIOS 312.239.928 534.503.018 777.582.865 897.692.955 1.009.242.223
         PRENDARIOS 165.168.674 223.098.343 680.928.535 739.977.607 779.156.765
         PERSONALES 389.909.160 709.439.429 2.655.272.263 3.068.659.483 3.439.594.034
         OTROS 872.910.208 2.564.602.072 4.777.169.548 5.344.964.230 5.791.556.831
         INTERESES Y DIF. COTIZ. DEVENG. A COBRAR 730.779.390 1.961.816.097 4.707.265.390 4.935.473.692 5.137.347.921
         COBROS NO APLICADOS -1.174.535 -2.502.647 -2.956.568 -3.688.473 -3.685.743
         INTERESES DOCUMENTADOS -25.490.691 -91.985.587 -182.946.495 -209.190.857 -215.926.889
         AJUSTES NIIF -21.379.594 -76.302.212 -174.750.443 -182.593.000 -188.894.994
      PREVISIONES -187.732.428 -762.736.389 -595.961.837 -641.642.477 -554.084.556
   OTROS CRED.POR INTERM.FINAN. 1.120.959.747 10.505.517.680 7.275.188.182 8.672.900.572 11.165.520.421
   CREDITO POR ARRENDAMIENTO FINANCIERO 13.330.376 27.993.030 48.027.709 57.503.257 65.679.616
   PART. EN OTRAS SOCIEDADES 180.056.462 661.097.346 1.155.154.667 1.234.046.598 1.292.479.700
         EN ENTIDADES FINANCIERAS 38.098.556 134.166.280 205.770.984 211.309.800 222.575.913
         OTRAS 142.086.293 527.280.108 950.045.871 1.023.398.986 1.070.565.975
         DETERIORO DE VALOR -128.387 -349.042 -662.188 -662.188 -662.188
   CRÉDITOS DIVERSOS 105.926.415 1.014.204.575 1.289.140.469 1.249.185.558 1.345.274.362
   PROPIEDAD, PLANTAS Y EQUIPO 507.713.236 1.526.284.430 3.001.826.094 3.068.120.450 3.116.472.676
   BIENES DIVERSOS 17.413.192 67.067.605 132.615.077 136.858.077 138.062.926
   ACTIVOS INTANGIBLES 20.426.012 62.236.112 156.654.574 166.332.609 168.590.518
   FILIALES EN EL EXTERIOR 129.573.940 646.729.433 811.005.779 829.320.013 848.270.560
   PARTIDAS PEND. DE IMPUTACIÓN 2.048.728 5.165.405 45.807.541 53.892.133 62.366.877
P A S I V O 10.472.553.704 29.800.920.100 51.145.461.890 54.510.270.586 58.556.026.253
   DEPÓSITOS 9.734.200.507 26.298.559.212 47.121.513.477 50.653.666.907 54.446.924.732
      SECTOR PÚBLICO NO FINANCIERO 2.988.601.456 8.111.322.065 17.151.900.900 18.335.754.256 20.734.130.617
      SECTOR FINANCIERO 54.738.734 164.633.489 174.865.992 187.138.363 173.140.975
      SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. 6.690.860.317 18.022.603.658 29.794.746.585 32.130.774.288 33.539.653.140
         CUENTAS CORRIENTES 807.367.621 1.264.121.471 2.667.506.127 2.749.630.301 2.816.021.549
         CAJA DE AHORROS 1.943.435.623 8.097.794.827 10.799.316.108 11.121.323.082 11.080.774.623
         PLAZO FIJO E INVERSIONES A PLAZO 3.602.301.205 7.613.751.599 14.937.193.833 16.748.871.260 18.017.329.085
         OTROS 183.774.459 494.335.592 960.182.757 986.813.793 1.024.818.862
         INTERESES Y DIF. COTIZ. DEVENG. A PAGAR 153.981.409 552.600.169 430.547.760 524.135.852 600.709.021
   OTRAS OBLIG.POR INTERMED. FINANC. 318.390.242 1.360.810.567 1.756.099.960 1.860.920.444 1.896.701.833
   OBLIGACIONES DIVERSAS 373.873.478 1.992.818.683 1.954.899.153 1.670.744.148 1.963.819.173
   PROVISIONES 42.684.343 138.662.249 278.311.071 285.450.848 202.658.484
   PARTIDAS PENDIENTES DE IMPUTACIÓN 3.405.134 10.069.389 34.638.229 39.488.239 45.922.031
P A T R I M O N I O N E T O 2.010.492.508 8.779.509.959 21.356.197.712 21.296.336.816 22.434.374.135
   CAPITAL, APORTES, RESERVAS Y ORI ACUMULADO 1.905.757.311 6.394.624.657 12.787.874.708 12.095.120.287 12.574.960.347
   RESULTADOS NO ASIGNADOS 104.735.197 2.384.885.302 8.568.323.004 9.201.216.529 9.859.413.788
R D O S. I N T E G R A L E S A C U M. D E L P E R I O D O 308.611.920 2.388.127.701 3.970.375.639 3.445.435.255 4.147.473.225
   INGRESOS FINANCIEROS 4.320.425.437 26.487.363.195 31.475.557.113 34.495.744.699 37.315.893.558
         POR INTERESES 2.818.848.345 13.555.213.733 12.867.768.314 13.904.749.722 15.158.823.528
         OTROS INGRESOS FINANCIEROS 1.501.577.092 12.932.149.462 18.607.788.799 20.590.994.977 22.157.070.030
   EGRESOS FINANCIEROS -2.555.508.462 -15.725.018.683 -12.951.987.773 -14.535.073.208 -15.516.167.102
         POR INTERESES -2.243.195.925 -14.470.701.017 -10.934.762.183 -12.052.459.389 -13.177.165.913
         OTROS EGRESOS FINANCIEROS -312.312.537 -1.254.317.666 -2.017.225.590 -2.482.613.819 -2.339.001.189
   CARGO POR INCOBRABILIDAD -115.457.053 -469.733.885 -528.186.835 -595.318.861 -543.631.977
   INGRESOS POR SERVICIOS 267.191.608 699.073.238 924.746.623 1.092.232.106 1.237.649.448
   EGRESOS POR SERVICIOS -159.693.866 -664.983.463 -1.004.642.015 -1.176.805.705 -1.332.590.240
   GASTOS DE ADMINISTRACIÓN -687.874.209 -2.324.184.494 -3.279.665.045 -3.767.833.959 -4.257.395.404
   CRÉDITOS RECUPERADOS Y PREVISIONES DESAFECTADAS 50.863.559 141.528.516 218.090.694 229.893.728 263.499.456
   RESULTADO MONETARIO -674.187.162 -4.739.138.357 -8.459.685.009 -9.132.117.916 -9.781.206.596
   OTROS 13.657.980 20.533.760 -135.387.150 -129.321.078 -36.105.229
   IMPUESTO A LAS GANANCIAS -165.313.053 -1.278.737.930 -1.657.634.753 -1.351.220.204 -1.660.174.841
   OTRO RESULTADO INTEGRAL 14.507.141 241.425.804 -630.830.211 -1.684.744.347 -1.542.297.848
PARTIDAS FUERA DE BALANCE          
   CRÉDITOS IRRECUPERABLES EN PARTIDAS FUERA DEL BALANCE 116.136.932 435.244.146 930.114.074 950.044.496 971.281.422
   CONTINGENTES ACREEDORAS 2.321.339.786 6.003.121.285 13.541.431.987 16.007.353.473 16.667.648.360
   DE CONTROL ACREEDORAS 57.262.328 451.397.997 146.312.282 93.314.339 94.225.765
   DE DERIVADOS ACREEDORAS 9.571.738 91.021.868 52.057.766 50.220.658 46.307.245
   CONTINGENTES DEUDORAS 3.959.644.141 9.966.566.020 22.754.432.363 25.334.253.870 27.581.101.255
   DE CONTROL DEUDORAS 5.873.671.761 24.741.508.273 25.279.364.692 27.311.102.654 28.910.642.413
   DE DERIVADOS DEUDORAS 4.637.896 1.878.138.940 2.396.730.244 1.987.954.309 2.101.081.248
   DE ACTIVIDAD FIDUCIARIA DEUDORAS 2.128.860.115 6.815.205.882 8.864.477.888 9.186.249.156 9.355.542.862
INFORMES
TIPO CODIGO TIPO CODIGO
CIERRE DE EJERCICIO   CIERRE DE EJERCICIO  
FAVORABLE SIN SALVEDADES 1 OPINION ADVERSA 6
FAVORABLE CON SALVEDADES DETERMINADAS DE EXPOSICION 2 ABSTENCION DE OPINION 7
FAVORABLE CON SALVEDADES DETERMINADAS DE VALUACION 3 CIERRE TRIMESTRAL (ALCANCE LIMITADO)
FAVORABLE CON SALVEDADES INDETERMINADAS CON LIMITACIONES AL ALCANCE 4 SIN OBSERVACIONES 8
FAVORABLE CON SALVEDADES INDETER. CON INCERTIDUMBRE S/ HECHOS FUTUROS 5 CON OBSERVACIONES POR HECHOS DETERMINADOS 9
    CON OBSERVACIONES POR HECHOS INDETERMINADOS 10